Claim guides
Long-form guides from The Value Advocate on diminished value, total-loss offers and the paperwork behind them.
Insurance Company Not Responding to My Claim: What You Can Do Now
Your car insurance claim has gone quiet. Learn how to restart it in writing, when to escalate to a supervisor, and when a state complaint makes sense.
Read the guide · Updated October 13, 2026
How to Write a Demand Letter to an Auto Insurance Adjuster
How to write a demand letter to an auto insurance adjuster about your car's value: what to include, what to leave out, and a plain template you can adapt.
Read the guide · Updated October 13, 2026
How to File a Complaint With the State Insurance Department About a Car Claim
Step by step: how to file a complaint with your state insurance department about a car claim, what to attach, what happens next and what it cannot do.
Read the guide · Updated October 13, 2026